lic premium calculator

Maturity Calculator
Premium Calculator
Endowment Plans
Money Back Plans
Whole Life Plans
Child Plans
Pension Plans

Policy Details

Maturity Value

Total Maturity Amount
₹ 11,75,000
for a 20-year Jeevan Anand Policy

Amount Breakdown

Sum Assured: ₹ 5,00,000
Accumulated Bonuses: ₹ 4,80,000
Final Additional Bonus: ₹ 1,50,000
Loyalty Additions: ₹ 45,000
Total Maturity Value: ₹ 11,75,000

Investment Analysis

Total Investment
₹ 5,00,000
Total Returns
₹ 6,75,000
CAGR
4.2%
ROI
135%

Tax Benefits

Annual premium qualifies for 80C deduction (up to ₹1.5L)
Maturity amount is completely tax-free under 10(10D)
Estimated tax savings: ₹ 7,500/year

Investment Comparison

Investment Returns Risk Tax
Your LIC Policy 4.2% CAGR Low Tax Free
Fixed Deposit 6.5% CAGR Low Taxable
Mutual Funds 12% CAGR High Taxable

Next Steps

Review Policy Document

Verify bonus rates and terms in your policy document

Set Premium Reminders

Ensure timely premium payments to avoid policy lapse

Contact LIC Agent

Discuss additional coverage or policy modifications

Consider Additional Coverage

Explore term insurance for higher life coverage

Important Notes

Bonus rates are not guaranteed and may vary based on LIC's performance
Early surrender may result in significant loss of investment
Policy provides life insurance coverage throughout the term

LIC Maturity Calculator

Ashish kumare
LIC Maturity Calculator | Blogger
UNOFFICIAL CALCULATOR

LIC Maturity Calculator

Calculate maturity value for your LIC policy with detailed premium information

Optimized for Blogger
For official LIC policies, visit LIC India
Endowment Plans
Money Back
Whole Life
Child Plans
Pension

Policy Details

Works perfectly on all devices!
Jeevan Anand
New Endowment
Money Back
Jeevan Labh
Pension Plan

Maturity Value

Total Maturity Amount
₹ 11,75,000
for a 20-year Jeevan Anand Policy

Amount Breakdown

Sum Assured: ₹ 5,00,000
Accumulated Bonuses: ₹ 4,80,000
Final Additional Bonus: ₹ 1,50,000
Loyalty Additions: ₹ 45,000
Total Maturity Value: ₹ 11,75,000

Premium Information

Annual Premium
₹ 25,000
Per year
Premium Paid
₹ 1,25,000
5 years completed
Premium Remaining
₹ 3,75,000
15 years remaining
Total Premium
₹ 5,00,000
Over 20 years

Policy Information

  • Policy Name: LIC Jeevan Anand
  • Policy Term: 20 years
  • Sum Assured: ₹ 5,00,000
  • Bonus Rate: ₹48 per ₹1000

Maturity Projection

  • Current Policy Value: ₹ 3,15,000
  • Projected Maturity: ₹ 11,75,000
  • Years to Maturity: 15 years
  • Projected CAGR: 8.2%

IMPORTANT DISCLAIMER

This calculator is an unofficial tool and is not affiliated with or endorsed by Life Insurance Corporation of India (LIC). The results are estimates only.

Actual maturity amounts may vary based on LIC's declared bonus rates and policy terms. For accurate information, refer to your policy documents or contact LIC directly.

We recommend visiting the official LIC website for precise policy details.

Disclaimer

This calculator provides an estimate of your LIC policy maturity amount based on the information provided and current bonus rates. The actual maturity value may vary depending on LIC's declared bonus rates, any revisions in policy terms, or additional factors. This tool is for informational purposes only and does not guarantee the actual maturity amount. For exact values, please refer to your policy document or contact LIC directly.